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Thereafter, any assumed deposits will be aggregated with your current deposits with the acquiring institution held in the same capacity for purposes of FDIC insurance coverage. Any deposit opened at the acquiring institution just after the acquisition will be aggregated with deposits established with the acquiring institution for purposes of FDIC insurance coverage. We are not accountable for any insured or uninsured portion of any deposits. Sub-Deposit Account ownership will be evidenced by a book entry on the account records of each and every Plan Bank (or by us on behalf of System Bank) and by records maintained by us as your custodian. No evidence of ownership, such as a passbook or certificate will be issued to you. You might at any time obtain information about your Sub-Deposit Accounts by contacting

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